Less documents and less hassle than community banks - we don't need your tax returns or pay stubs as loans are based on the property itself and your experience
High leverage available for experienced investors
Up to 90% of Purchase and 100% of rehab covered
Fix and Flip loans are short-term, asset-based financing solutions designed to help real estate investors purchase, renovate, and quickly sell properties for a profit. These loans are typically easier to qualify for than conventional financing because they are primarily underwritten based on the property's value and potential after-repair value (ARV), rather than the borrower's personal income. Investors use these loans to acquire distressed or undervalued properties, make improvements, and resell them at a higher price within a short time frame—usually a few months. Loan term is 12 months but can go as high as 18 or 24 months.
We offer Fix and Flip loans that can fund up to 90% of the property's purchase price and 100% of the rehab budget, depending on the investor’s experience and track record. This high-leverage structure allows experienced investors to preserve more of their own capital and take on multiple projects simultaneously. Rehab funds are typically released in draws as work is completed and verified, helping to ensure that renovation stays on track. These loans are a powerful tool for both seasoned flippers and newer investors looking to scale quickly and efficiently in today’s competitive real estate market.